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Tennessee Education Savings Account (ESA)

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Summary

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In February 2025, Tennessee Governor Bill Lee signed the Education Freedom Act of 2025, establishing a universal Education Savings Account (ESA) program for all K–12 students in the state. This legislation marks a significant expansion from the previous pilot programs limited to certain districts. 

The ESA program is funded through a combination of state and local dollars. Each eligible student receives $7,296 annually, which is disbursed quarterly. The first quarter’s allocation is scheduled for July 1, 2025. 

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Table of Contents

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Frequently Asked Question

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What can I use my funds on?

Here is a service provider list.

How do I apply?

Instructions on how to apply can be found here.

Who can I contact with questions?

In this handbook, you can find the contact information for specific areas of the ESA Program.

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Scientific Definition

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The Tennessee Education Savings Account (ESA) student application for the 2025-26 school year will open on February 3, 2025. The deadline to submit your application is July 1, 2025, with a priority deadline of May 1, 2025. The priority deadline is used if an enrollment lottery is needed. Click here for more information about the application process and eligibility guidelines.

ESA Timeline Graphic

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Program Eligibility Guidelines

As of the 2025–26 school year, all K–12 students in Tennessee are eligible for the ESA program. Previously, eligibility was limited to students in specific districts or those with disabilities. The new law removes these restrictions, providing universal access to all families. 

What can I use my funds on?

Participating ESA Schools

A list of approved participating schools where families may spend ESA funds on tuition, textbooks, uniforms, and other pre-approved educational expenses is linked by location below.

Participating Vendors

This is a list of approved vendors where families may spend their ESA funds. This is is updated as new vendors are approved

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